26 years of expertise
More than two decades of Oklahoma insurance experience helping clients understand coverage, decode the fine print, and choose protection that holds up when claims happen.
Independent. Local. Edmond-based.
Independent insurance agency in Edmond, Oklahoma
Insurance built around your hometown.
We compare home and auto insurance across 25+ top-rated carriers, including bundle and split-carrier options, for Edmond and Oklahoma families. We also write life, umbrella and business coverage. Backed by 26 years of insurance experience. Still answering the phone ourselves.
BBB Accredited
A+ Rating · Since 2026
Independent Agent Since 2009
26 years Oklahoma experience
Hometown Edmond Since 2020
Locally owned & operated
25+ Top Carriers
A-rated, independent shop
Licensed in 8 States
OK, AZ, NC, SC, TX, KS, AR, MO
Why Oklahoma chooses Hometown
The difference is in who picks up the phone.
Big carriers route you through a 1-800 number. We route you to a person who knows your name, your policy, and your zip code.
Independent & local
We compare rates from 25+ top-rated carriers so you always get the best coverage for the price — never a one-size-fits-all pitch.
Fast quotes, any way you want
Online in 30 seconds or by phone in 10 minutes. We work the way you do.
Built for Oklahoma weather
Wind, hail, tornado — we know what coverage actually pays out in this climate and which carriers handle claims best.
What we protect
Coverage for your home, your cars and your family.
Most Edmond households start with home and auto. We compare both across 25+ carriers, then add life, umbrella and business coverage where it fits.
01
Auto Insurance in Edmond
Liability, collision, comprehensive, and roadside — coverage that meets Oklahoma's 25/50/25 minimums and goes beyond.
Explore auto coverage 02Homeowners Insurance in Edmond
Dwelling, contents, liability, and wind/hail protection built for Oklahoma's storm season and replacement costs.
Explore home coverage 03Home + Auto
Both policies compared together across 25+ carriers, bundled or split, so you see which gives the better total cost and coverage.
Compare home + auto in Edmond 04Life Insurance
Term, whole, and final expense policies that protect your family's future at every income and life stage.
Explore life coverage 05Umbrella Insurance
Extra liability protection above your home and auto limits for households with more to protect.
Explore umbrella coverage 06Business Insurance
General liability, workers' compensation, commercial auto, business owners policies and more for Oklahoma businesses.
Explore business coverageShopping in Edmond? See how we compare car insurance for Edmond drivers and homeowners coverage for Edmond homes, or read what to look for in an Edmond insurance agency.
Our story
An Edmond agency that still works like one.
Hometown Insurance Edmond opened its doors in Edmond in 2020, backed by 26 years of Oklahoma insurance experience. The agency is new — but the founding belief isn't: insurance should be simple, transparent, and run by people who'll still be here when you file a claim.
We're independent, which means we work for you — not for any one insurance company. When rates change or coverage gaps appear, we re-shop your policy. When a claim happens, we get on the phone. When you have a question, you get a real answer from someone who knows your name.
Protecting what matters
It's about your family, your home, your future — not policies.
Every quote starts with a conversation about what you're protecting. We build coverage around real life — not the other way around.
BBB Accredited Business
A+ Rating · Accredited Since 2026
Across the metro
Proudly serving Oklahoma — and beyond.
Based in Edmond and serving the entire state of Oklahoma. We're also licensed in Arizona, North Carolina, South Carolina, Texas, Kansas, Arkansas, and Missouri — so if you've relocated, kept a vacation home, or own property out of state, we can still help.
Looking for coverage specifically in Edmond? Explore homeowners insurance, auto insurance, home + auto options, business insurance, and life insurance in Edmond.
Client testimonials
Real people. Real coverage. Real reviews.
★★★★★
"Kelly made switching my home and auto insurance so easy. She explained everything clearly and found better coverage without the stress. I wish I'd called sooner."— Sarah M., Edmond
★★★★★
"Courtney was amazing to work with. She answered all my questions quickly and helped me understand what coverage I actually needed."— James R., Oklahoma City
★★★★★
"I worked with Tina and she was fantastic. She compared several carriers for me and helped me bundle my policies. The whole process took minutes."— Brandon S., Deer Creek
Common questions
Insurance FAQs for Edmond & the OKC metro.
The questions Oklahoma families ask us most often, answered straight.
We offer homeowners, auto, renters, life, and umbrella insurance for families, plus general liability, workers' compensation, commercial auto, business owners policies, and professional liability for businesses. As an independent agency, we compare quotes from 25+ top-rated carriers to find the best combination of coverage and price for you.
Oklahoma requires drivers to carry liability coverage of at least 25/50/25 — $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. These are state minimums and rarely enough on their own. With today's vehicle and medical costs, most Oklahoma drivers benefit from higher limits plus uninsured/underinsured motorist coverage.
Yes. Standard homeowners policies in Oklahoma cover wind and hail damage from tornadoes and severe storms. However, many carriers apply a separate wind/hail deductible — often 1% to 2% of your dwelling coverage rather than a flat dollar amount. We help you compare deductible structures and choose replacement-cost coverage that actually rebuilds your home.
Our online quote tool takes less than 30 seconds to start. We then compare your current coverage across 25+ top-rated carriers and send you side-by-side options — usually the same day during business hours.
Yes. We're fully independent, meaning we represent multiple top-rated carriers rather than one captive company. Independence lets us shop your coverage every renewal and find the best combination of price and protection — never a one-size-fits-all policy.
We serve the entire state of Oklahoma and are also licensed in Arizona, North Carolina, South Carolina, Texas, Kansas, Arkansas, and Missouri. Our office is in Edmond at 16362 Muirfield Place.
Ready to see your best insurance rates?
Fast. Simple. Accurate. Backed by 26 years of Oklahoma insurance experience.
Prefer to talk? Call or text us at 405-216-4979
