26 years of expertise
More than two decades of Oklahoma insurance experience helping clients understand coverage, decode the fine print, and choose protection that holds up when claims happen.
Independent. Local. Edmond-based.
Insurance built around your hometown.
We're an independent agency in Edmond, OK, comparing rates from 25+ top-rated carriers to protect what matters most to Oklahoma families and businesses. Backed by 26 years of insurance experience. Still answering the phone ourselves.
Why Oklahoma chooses Hometown
The difference is in who picks up the phone.
Big carriers route you through a 1-800 number. We route you to a person who knows your name, your policy, and your zip code.
Independent & local
We compare rates from 25+ top-rated carriers so you always get the best coverage for the price — never a one-size-fits-all pitch.
Fast quotes, any way you want
Online in 30 seconds or by phone in 10 minutes. We work the way you do.
Built for Oklahoma weather
Wind, hail, tornado — we know what coverage actually pays out in this climate and which carriers handle claims best.
What we protect
Coverage for every part of your life and business.
From your first apartment to your fifth commercial truck, we write the policies that protect Oklahomans through every stage.
01
Auto Insurance
Liability, collision, comprehensive, and roadside — coverage that meets Oklahoma's 25/50/25 minimums and goes beyond.
Explore auto coverage 02Home Insurance
Dwelling, contents, liability, and wind/hail protection built for Oklahoma's storm season and replacement costs.
Explore home coverage 03Life Insurance
Term, whole, and final expense policies that protect your family's future at every income and life stage.
Explore life coverage 04General Liability
The foundation of business insurance — protection against third-party bodily injury, property damage, and advertising claims.
Explore GL coverage 05Workers' Compensation
Required for most Oklahoma employers — medical, wage replacement, and employer liability for workplace injuries.
Explore workers' comp 06Commercial Auto
From a single work truck to a delivery fleet — liability and physical damage coverage for business-use vehicles.
Explore commercial auto
Our story
An Edmond agency that still works like one.
Hometown Insurance Edmond opened its doors in Edmond in 2020, backed by 26 years of Oklahoma insurance experience. The agency is new — but the founding belief isn't: insurance should be simple, transparent, and run by people who'll still be here when you file a claim.
We're independent, which means we work for you — not for any one insurance company. When rates change or coverage gaps appear, we re-shop your policy. When a claim happens, we get on the phone. When you have a question, you get a real answer from someone who knows your name.
Across the metro
Proudly serving Oklahoma — and beyond.
Based in Edmond and serving the entire state of Oklahoma. We're also licensed in Arizona, North Carolina, South Carolina, Texas, Kansas, Arkansas, and Missouri — so if you've relocated, kept a vacation home, or own property out of state, we can still help.
Client testimonials
Real people. Real coverage. Real reviews.
★★★★★
"Kelly made switching my home and auto insurance so easy. She explained everything clearly and found better coverage without the stress. I wish I'd called sooner."— Sarah M., Edmond
★★★★★
"Courtney was amazing to work with. She answered all my questions quickly and helped me understand what coverage I actually needed."— James R., Oklahoma City
★★★★★
"I worked with Tina and she was fantastic. She compared several carriers for me and helped me bundle my policies. The whole process took minutes."— Brandon S., Deer Creek
★★★★★
"Amanda was honest, friendly, and responsive. She helped me review my current policy and made sure I wasn't overpaying. The personal touch makes all the difference."— Nicole T., Yukon
Common questions
Insurance FAQs for Edmond & the OKC metro.
The questions Oklahoma families ask us most often, answered straight.
We offer homeowners, auto, renters, life, and umbrella insurance for families, plus general liability, workers' compensation, commercial auto, business owners policies, and professional liability for businesses. As an independent agency, we compare quotes from 25+ top-rated carriers to find the best combination of coverage and price for you.
Oklahoma requires drivers to carry liability coverage of at least 25/50/25 — $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. These are state minimums and rarely enough on their own. With today's vehicle and medical costs, most Oklahoma drivers benefit from higher limits plus uninsured/underinsured motorist coverage.
Yes. Standard homeowners policies in Oklahoma cover wind and hail damage from tornadoes and severe storms. However, many carriers apply a separate wind/hail deductible — often 1% to 2% of your dwelling coverage rather than a flat dollar amount. We help you compare deductible structures and choose replacement-cost coverage that actually rebuilds your home.
Our online quote tool takes less than 30 seconds to start. We then compare your current coverage across 25+ top-rated carriers and send you side-by-side options — usually the same day during business hours.
Yes. We're fully independent, meaning we represent multiple top-rated carriers rather than one captive company. Independence lets us shop your coverage every renewal and find the best combination of price and protection — never a one-size-fits-all policy.
We serve the entire state of Oklahoma and are also licensed in Arizona, North Carolina, South Carolina, Texas, Kansas, Arkansas, and Missouri. Our office is in Edmond at 16362 Muirfield Place.
Ready to see your best insurance rates?
Fast. Simple. Accurate. Backed by 26 years of Oklahoma insurance experience.
Prefer to talk? Call or text us at 405-216-4979
